Best Digital Bank Credit Cards
Best Digital Bank Credit Cards. Digital banks have become increasingly popular in the United States in recent years. These banks offer a range of financial services, including credit cards that can help you manage your finances and earn rewards. In this article, we will take a look at some of the best US digital bank credit cards.
- Chase Freedom Flex
Best Digital Bank Credit Cards. The Chase Freedom Flex credit card is a popular choice for many people in the US. It offers a range of rewards and benefits, including a $200 cash bonus when you spend $500 in the first three months. You can also earn 5% cashback on up to $1,500 in combined purchases in bonus categories each quarter you activate. In addition, you can earn 5% cashback on travel booked through the Chase Ultimate Rewards portal, 3% cashback on dining and drugstore purchases, and 1% cashback on all other purchases.
- Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card is a great choice for people who love to travel. It offers 1.25 miles per dollar on every purchase, which can be redeemed for travel expenses such as airfare, hotel stays, and car rentals. Additionally, the card offers a 20,000-mile bonus after you spend $500 on purchases within the first three months of opening your account.
- Discover it Cash Back
The Discover it Cash Back credit card is another popular choice for many people in the US. It offers 5% cashback on rotating categories each quarter (up to the quarterly maximum each time you activate), and 1% cashback on all other purchases. What makes this card unique is that Discover matches all the cashback you earn at the end of your first year.
- Citi Double Cash
The Citi Double Cash credit card is a great option for people who want to earn cashback on all their purchases. It offers 2% cashback on all purchases (1% when you buy and 1% as you pay for those purchases). There are no limits to how much cashback you can earn, and the cashback can be redeemed for a statement credit, check, or gift card.
- Blue Cash Preferred Card from American Express
The Blue Cash Preferred Card from American Express is another great option for people who want to earn cashback on their purchases. It offers 6% cashback on up to $6,000 per year at US supermarkets, 6% cashback on select US streaming subscriptions, 3% cashback on transit (including taxis, rideshares, parking, tolls, trains, and buses), and 1% cashback on all other purchases. Additionally, the card offers a $300 statement credit after you spend $3,000 on purchases within the first six months of opening your account.
- U.S. Bank Altitude Go Visa Signature Card
The U.S. Bank Altitude Go Visa Signature Card is a great option for people who want to earn rewards on their everyday purchases. It offers 4x points on takeout, food delivery, and dining, 2x points on groceries and gas, and 1x point on all other purchases. Additionally, the card offers a 20,000-point bonus after you spend $1,000 on purchases within the first 90 days of opening your account.
- Ally CashBack Credit Card
The Ally CashBack Credit Card is another great option for people who want to earn cashback on all their purchases. It offers 2% cashback at gas stations and grocery stores, and 1% cashback on all other purchases. Additionally, there are no limits to how much cashback you can earn, and the cashback can be redeemed for a statement credit, deposit into an eligible Ally Bank account, ora gift card.
- Aspiration Zero Credit Card
The Aspiration Zero Credit Card is a unique option that not only offers cashback rewards, but also gives you the opportunity to make a positive impact on the environment. It offers 1% cashback on all purchases, as well as a 1% donation to a reforestation project for every purchase made. Additionally, the card is made of recycled materials, and for every new card opened, Aspiration plants a tree.
- Chime Credit Builder Visa Credit Card
The Chime Credit Builder Visa Credit Card is designed for people who are looking to build or improve their credit score. It offers a credit limit based on your current Chime account balance, and no annual fee or interest charges. The card reports to all three major credit bureaus, and on-time payments can help you build your credit history and increase your credit score.
- Petal 2 Visa Credit Card
The Petal 2 Visa Credit Card is a great option for people who have limited or no credit history. It offers up to 1.5% cashback on all purchases, and has no annual fee, foreign transaction fees, or late fees. The card also offers a unique approach to credit approval, using an algorithm that looks at more than just your credit score, but also takes into account factors such as income and spending habits.
In conclusion, there are a variety of digital bank credit cards available in the US that offer rewards and benefits to fit different lifestyles and financial goals. Whether you want to earn cashback on your purchases, earn miles for travel, or build your credit score, there is a credit card out there for you. When choosing a credit card, be sure to consider the rewards and benefits offered, as well as any fees or interest rates associated with the card. With the right credit card in hand, you can manage your finances and reach your financial goals.
