The 5 Best Credit Cards for Family Travel

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Whether you’re traveling for business or pleasure, it’s good to have a credit card in your wallet that you can trust.

With these cards, you can make all the difference in your travel experience.

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Chase Sapphire Preferred

Selecting the right travel credit cards can be difficult, but Chase Sapphire Preferred is one of the best cards to consider. It offers a range of travel protection measures and resources, including trip delay and cancellation insurance, travel assistance and legal advice. The card also includes a $50 annual hotel credit to use toward a hotel stay.

In addition to travel benefits, the card also offers high-value rewards for everyday purchases. You can earn a 10% bonus on your spending every year. Plus, your points are worth 25% more when you redeem them as a credit on your statement. You’ll also have access to the Chases online shopping portal, which offers exclusive discounts and extra points at a variety of retailers.

Other benefits include trip delay and cancellation insurance and medical referrals. You can also take advantage of the card’s travel assistance features, including emergency assistance, medical and legal referrals.

The card comes with a $95 annual fee, but there are no international transaction fees. Plus, get a $250 credit to your account after you spend $3,000 in the first six months. The card is a great way to earn valuable points while saving money on travel. The card also offers a variety of benefits that make the dining experience a more rewarding one.

American Express Gold Card

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You can earn four points for every dollar spent on qualifying grocery purchases. In addition, you will receive a restaurant credit of up to $120 per year. This credit applies to qualifying activities such as meals, spa treatments, and other qualifying activities.

The card also has an initial offer of 60,000 points. These points can be redeemed for travel and merchandise. You can also transfer points to a variety of hotel and airline loyalty programs. This offer is one of the best introductory offers in the industry.

You can also earn additional bonus points on qualifying travel purchases. The card also offers accident coverage, rental car accident and cell phone coverage.

Citi Double Cash Card

In the past, the Citi Double Cash Card was a credit card with great rewards. It has a high refund rate, an easy redemption process, and no annual fees. It’s a great credit card for anyone who pays their balance every month. The downside is that it doesn’t offer any special benefits or protections.

If you’re a traveler, you might want to consider a different card. For example, the Citi Dividend Platinum Select Visa card offers 5% cashback on certain categories. Alternatively, the Citi Premier Card offers 2% cashback on all purchases. But if you travel frequently, the Citi Double Cash Card is better.

There are other reward credit cards, but the Citi Double Cash Card is the best for many cardholders. Can be combined with other Citi Award Cards to increase your earnings. It also offers free FICO credit tracking services.

Citi Double Cash is available as a MasterCard or Visa card and there is no annual fee. You can claim your refund online or send a check in the mail. This card is also available in a version accepted on the American Express network.

Capital One Venture X

Whether you’re looking for a credit card for everyday use or for family travel, Capital One Venture X has a lot to offer. With an annual fee of $395, this card is a good choice for travelers who prefer to keep it simple. Unlike some travel credit cards, Venture X is easy to get started and offers a wide range of travel protections.

One of the best travel perks of the Capital One Venture X card is the ability to earn miles on everyday purchases. You can earn up to 2x points on qualifying purchases, which equals $20 in travel rewards. You can also earn bonus points on qualifying purchases, up to a maximum of $10,000 in one year.

The Capital One Venture X card offers an excellent welcome bonus. You can earn up to 75,000 miles after spending just $4,000 on qualifying purchases in the first three months of opening your account. You can also claim a 10,000 mile bonus on your account anniversary.

Credit Cards
Credit Cards Image: Google

Best credit cards for mortgage payments

Costco Anywhere Visa® Card by Citi
Gas Rewards: 4% cash back up to $7,000 in annual gas and EV charging purchases (and then 1% after)
Annual Fee: $0†
Citi Premier® Card
Gas Rewards: 3X ThankYou Points per $1 spent at gas stations
Annual Fee: $95
Citi Rewards+® Card
Gas Rewards: 2X ThankYou Points per $1 spent at gas stations up to $6,000 in annual purchases then 1X points after
Annual Fee: $0
Citi® Double Cash Card
Gas Rewards: 2% cash back on purchases, including gas stations
Annual Fee: $0
Blue Cash Preferred® Card from American Express
Gas Rewards: Earn 3% cash back on gas from U.S. gas stations
Annual Fee: $95 
Blue Cash Everyday® Card from American Express
Gas Rewards: Earn 3% cash back on gas from U.S. gas stations, on up to $6,000 per year, then 1%
Annual Fee: $0 
Wells Fargo Active Cash® Card
Gas Rewards: 2% cash rewards on purchases, including gas stations
Annual Fee: $0 | Rates and Fees
IHG® Rewards Premier Credit Card
Gas Rewards: 5X IHG points per $1 spent on on travel, gas stations, and restaurants
Annual Fee: $99
Ink Business Cash® Credit Card
Gas Rewards: 2% cash back on your first $25,000 spent in combined annual purchases at gas stations and restaurants
Annual Fee: $0

The best credit cards for gas station purchases from our partners

Depending on what else you spend your money on, these gas station shopping rewards credit cards can do a lot more. With that in mind, here are our top picks from our partners.

Citi’s Costco Anywhere Visa® Card – Best Credit Cards for December 2022

Secure use on the issuer’s website.

  • Annual fee: $0 (requires active Costco membership)
  • Bonus: None
  • APR: 18.24% Variable APR
  • Reward rate: 1% to 4% cashback ⓘ

Terms and restrictions apply

The Costco Anywhere Visa® card from Citi, one of our partners, is a credit card designed exclusively for Costco employees. It comes with 4% cashback on up to $7,000 on gas purchases and EV charging purchases (and then 1% after that), 3% cashback on meal and travel purchases, 2% cashback on Costco and Costco. com and 1% off other purchases.

A unique feature of the Costco Anywhere Visa card is how you get your money back. While most credit cards are either a monthly credit or a credit when you reach a certain reward level, the Costco Anywhere Visa Card offers an annual reward credit for all of your cashback earnings. Also, this co-branded Citi credit card has no annual fee, but you must be an active Costco member to enjoy its benefits.

Citi Premier® Card

Secure enrollment on the issuer’s website.

  • Annual Fee: $95
  • Bonus: 80,000 recon points ⓘ
  • APR: APR varies between 18.99% and 26.99%
  • Reward Rate: 1X-3X Reward Points ⓘ

Terms and restrictions apply

More details: The Citi Premier Card from our partner Citi is worth it. It’s a shame if you’re looking for a travel credit card but don’t want to pay an exorbitant annual fee. The Citi Premier Card offers new cardholders an enrollment bonus of 80,000 Thank You Points after spending $4,000 within the first three months of opening an account.

In addition, this Citi credit card offers a number of incentives such as bonus points, gift cards and merchant partner agreements. Best of all, you get more value when you redeem points for flights, and perhaps even better when you transfer points to Citi Travel Partners.

Citi Rewards+® Card

Secure enrollment on the issuer’s website.

  • Annual Fee: $0
  • Bonus: 20,000 reward points ⓘ
  • APR: APR fluctuates between 16.49% and 26.49% after APR launch from 0% ⓘ
  • Reward Rate: 1X-5X Reward Points ⓘ

Terms and restrictions apply

The Citi Rewards+ card from our partner Citi is a no annual fee cash rewards credit card. The card comes with unique features including rounding to the nearest 10 reward points with every purchase and 10% cashback on redemption.

New cardholders can earn 20,000 bonus recognition points after spending $1,500 for a limited time within the first three months of account opening date. Additionally, new cardholders receive 5 reward points per dollar spent at restaurants up to $6,000 for the first 12 months (points-to-dollar ratio is 1:1 thereafter).

If you shop with your Citi Rewards+ card, you earn 2x Reward Points for every dollar spent at supermarkets and gas stations up to $6,000 in annual sales. That means you can earn up to 12,000 points a year with these bonus level purchases. All other purchases over $6,000 receive a regular card rewards rate of 1x points per dollar.

Citi® Double Cash Card

Secure application on the issuer’s website.

  • Annual Fee: $0
  • Bonus: $200 ⓘ APR: APR ranging from 16.99% – 26.99%

For a limited time, the Citi Double Cash Card offers a $200 cash bonus after you spend $1,500 within the first 6 months of account opening. This cashback card also comes with a competitive 18-month introductory offer for balance transfer and 0% APR for new cardholders. Thereafter, you will pay a variable APR based on your creditworthiness on any unpaid amounts.

Wells Fargo Active Cash ® Card

Secure application on the issuer’s website.

  • Annual fee: $0
  • Bonus: Get a $200 Cash Reward Bonus ⓘ
  • APR: Variable APR of 17.99%, 22.99% or 27.99% after low APR introductory period.
    Reward Rate: 2% cash rewards on purchases

More Details: Many rewards credit cards attract bonus rewards on certain purchases, but with the Wells Fargo Active Cash® Card (Fees & Fees) you simply earn 2% cash rewards on purchases. No registration is required and there is no annual fee to carry this credit card in your wallet.

Plus, you can now get up to $600 in protection for your phone from damage or theft when you pay monthly cell phone bills with your qualifying Wells Fargo card. (Subject to $25 deductible).

Wells Fargo Active Cash ® card applicants can earn a $200 reward bonus after spending $1,000 on the card within the first three months of account opening. Additionally, new accounts receive an introductory APR of 0% for 15 months from account opening on qualifying purchases and balance transfers (variable APR of 17.99%, 22.99% or 27.99% after low APR introductory period). Fund transfers must be made within 120 days of account opening.

IHG® Rewards Premier Credit Card

Secure enrollment on the issuer’s website.

  • Annual Fee: $99
  • Bonus: 140,000 bonus points
  • APR: variable rate
  • APR rewards: 1X -26X Points

Terms and restrictions apply

The IHG® Rewards Premier Credit Card is every traveller’s dream, especially if you’re already a loyal IHG® Rewards customer. IHG. The perks that come with this Chase co-branded credit card are worth much more than the $99 annual fee. The IHG Rewards Premier Card includes Platinum Elite status, one free anniversary night each year and one free award night for award stays of three nights or more. It’s great for international travel as there are no overseas transaction fees.

Ink Business Cash ® credit card

Secure application on the issuer’s website.

  • Annual Fee: $0
  • Bonus: $750
  • APR: Variable APR at Launch 0 % Period
  • APR Bonus Rate: 1% – 5% Cashback

Terms and restrictions apply

More Details: The Ink Business Cash Card is a valuable business cashback card for entrepreneurs of all types. Earn an impressive 5% cashback bonus rate on purchases from select merchants. This includes the first $25,000 you spend at office supply stores and on phone, cable, and Internet service each account anniversary year. Ink Business Cash also offers 2% cashback of up to $25,000 on combined restaurant and gas station purchases. Get 1% cashback on virtually all other purchases.

As a new cardholder, receive a $750 cashback bonus when you make $7,500 worth of purchases in the first three months after purchase. Account opening. Additionally, this card offers an introductory 0% APR for the first 12 months of account opening on new purchases with no annual fee (balance transfers are excluded from this initial APR offer). Read our full Ink Business Cash review.

The Best American Express Credit Cards for Gas Station Purchases

American Express Blue Cash Preferred® Card

Secure application on the issuer’s website.

  • Annual fee: $0 annual fee, so $95
  • Welcome Bonus: $250 ⓘ
  • Initial APR: 0% initial APR on purchases in the first 12 months ⓘ
  • APR: 16.99% – 27.99% rate
  • Variable reward: 1%- 6% cashback ⓘ

Terms and restrictions apply

The American Express Blue Cash Preferred® Card is designed to help families get cashback anywhere – Maximize revenue. While this card has an annual fee after the first year, which is rare for a cashback product, large families who spend a lot on gas and groceries will likely spend to offset the $95 annual fee.

The card yields 6% at US grocery stores, up to $6,000 per calendar year (so 1%) and 6% on select US streaming services. You’ll also get 3% off fuel purchases at US gas stations and 3% off transit costs including parking, tolls, bus tickets and more. All other eligible spend will be credited with 1% cashback.

New cardholders have the opportunity to earn a $250 welcome bonus if they spend $3,000 on their card within the first few days. six-month membership on the card.

American Express Blue Cash Everyday® Card

Secure application on the issuer’s website.

  • Annual Fee: $0
  • Welcome Bonus: Get up to $250 ⓘ
  • Initial APR: 0% initial APR on purchases in the first 15 months ⓘ
  • APR: Variable Premium Rate
  • APR: 1%-3% Cashback ⓘ

Terms and restrictions apply

For a card with no annual fee, the Blue Cash Everyday ® Card from American Express is impressive. Right off the bat, new card members can earn up to a $250 welcome bonus after spending $2,000 on purchases during their first six months of card membership.

This card earns 3% cash per dollar spent online at US grocery stores. U.S. retail and gas station purchases up to $6,000 per calendar year (then 1%). All other qualifying purchases receive 1% back.

If you’re looking for a simple card to get cash back and earn a bonus on popular grocery and gas categories, this card might suit your spending needs.

Gasoline reward credit cards versus oil companies

So you know you want to get rewarded at the pump, but you’re still not sure whether to use a gas reward card or a credit card. oil company? We help you calculate.

Many award cards allow you to earn points or return fuel. You’ll get the same percentage back at every US gas station you use, so you don’t have to stay loyal to the company. Even better, cash rewards credit cards offer more perks, as well as more ways to earn points or pay other expenses. You can choose a card based on your spending habits to get more rewards.

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Oil company co-branded cards often offer cents per gallon or cents per gallon discounts. Gasoline credit cards, which are more than loyalty reward credit cards specifically tied to the gas station, allow holders to earn pennies per gallon per dollar spent elsewhere. For example, the Techron Advantage Visa card allows cardholders to earn 20 cents per gallon on Chevron and Texaco for 90 days after opening an account.

This hotel credit card offers a great deal – new cardholders can earn a 140,000-point sign-up bonus after spending $3,000 within the first three months of opening an account. A sign-up bonus like this can go a long way towards rewarding free nights at participating IHG hotels around the world, including InterContinental, Crowne Plaza, Kimpton, EVEN Hotels, Indigo Hotels and Holiday Inn.

Both cards have advantages and disadvantages, and the right card depends on your spending situation and credibility.

Gas Card Pros:

  • Better Chance of Approval: People who are working to fix their credit or who have been rejected on popular rewards picture cards have made it likely to be consented to for a gas card.
  • Card Limit: If she’s afraid of becoming too poor, fuel cards come with lower certainty limits, so it’s less likely that she’ll fall into unbearable debt.
    Comes with limited support: The hegemony of gas cards comes with some level of protection versus fraud, which makes it a better choice than using a debit document at the pump.
  • Pennies off every gallon: Fuel cards give her the opportunity to pad up cash on what she’s already spending. she may only earn an additional $50 to $100 a year, but that’s more than if she paid with her debit document.

Gas Card Cons:

  • High APRs (Interest Rates): You don’t want to keep a balance on these cards because the interest rates are high and will cost you more than a certain penny per gallon saved or earned.
  • Limited rewards
  • Reward Limits

Cash Rewards Credit Cards Pros:

  • Earn more than tornado on a variety of spending
  • Redeem rewards with whatever she wants, not just gasoline
  • Best APRs (interest rates)

Cash Rewards Endorsement Cards Reward Document Cons:

  • Stricter notation approval
  • Many cards come with an annual fee.

How to Choose an Esteem Card for Gas Rewards

When choosing the card tailored for your gas rewards, don’t just look at how you earn to spend. You also want to check out these important factors:

  • Reward cap: Is there a streak for how much you can achieve with your annual gas spend? Some cards may offer 5% fuel back for one quarter (usually three months) expenses and later reduce this to 1%.
  • Annual Fee: Annual fees are not an automatic difficulty, but you aim to weigh the benefits of the document against the fee.
  • Redemption Value: How can she spend her gas premiums? Cards with redemption ductility will allow her to use her rewards to further her budget rather than being fruitless in programs that use stadiums for magazine subscriptions.
  • Membership Requirements: Many credit cards have ratios and deposit membership rules attached to them. For example, the Costco Citi card undertakes a $60 annual subscription to Costco, but you can earn 4% on gas purchases at other gas stations.

How Much Money Can a Gas Intimacy Card Save You?

On average, Americans spend $2,109 a year on gasoline. Your number may be more important if you are a regular passenger or drive a large vehicle. With an average gasoline satisfaction of $2.50 per gallon, that comes out to nearly 844 gallons per year. By consuming these stats, here’s how much savings you would save with a fuel credit document compared to a rewards credit document:

  • A gas card that saves 5 cents a gallon: $42.20
  • A rewards document that exceeds 2% back: $42.18
  • A rewards card that exceeds 3% cash back: $63.27
  • A rewards card that exceeds 5% cash back: $105.45

Choosing a Possession Rewards Esteem Card that earns 2% or more Goods Back on Gasoline will save you more on your Gasoline Achievements. While gas costs are expensive, there is likely another variety of expenses (such as groceries or dining out) that she spends more on. Look for a document that rewards you for gasoline purchases as well as other frequent purchases.

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